Cual es el porcentaje del desempleo

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Financial instruments that are used to evaluate the result of business operations.

-They are many and varied.

-It must be applied simultaneously and analyzed to obtain valid conclusions.

- LIQUIDITY ANALYSIS: Can be used to see if your business is in any risk of insolvency.

- PROFITABLE ANALYSIS: Will measure the ability of a business to make a profit.

- DEBT MEASURES:Indicates the amount of other people´s money being used to generate profits.

- INVESTMENT MEASURES:Measures the money you have invested in assets and how you get areturn on these assets.

- VERTICAL FINANCIAL STATEMENT ANALYSIS: Show relationship of components in a single financial statement.

- HORIZONTAL FINANCIAL STATEMENT: Is a percentage analysis of the increases and decreases in the items on comparative financial statement.

- CURRENT RATIO: It measures the ability of the company to pay back loans or short-term debts.The larger as “1” is the liquidity test, there is more assurance that liabilities are paid if the assets can be converted into a cash.

Current Assets / Current Liabilities

- QUICK RATIO: Eliminates inventory (current assets more difficult to convert to cash).

(Current assets- Inventory) / Current

Liabilities

Quick ratio of “1” or greater is usually recommended

- DEBT TO ASSETS RATIO: It shows what you owe in relationship to what you own. The higher this ratio, the more risk of failure. The result must be less than “1”.

Total Liabilities / Total Assets

- NET PROFIT MARGIN: Measure of a business success with respect to earnings on sales. Indicates that from each dollar generated from sells how much become net profit. Closer 100 % better.

(Net profit/ Sales)100

- RETURN ON INVESTMENT (ROI): The effectiveness you have to generate profits from the available assets.Indicates that each dollar invested in assets, the net profit generated from it. Closest 100% better.

(Net Profits / Assets )100

6.-ASSUMPTIONS USED IN FINANCIAL PROJECTIONS

In this part of the plan should establish all the assumptions used to prepare the financial statements and determine the amount of money to be used for investments, payment of debts, capital requirements, and to calculate the level of sales that is intended to achieve. The assumptions must be provided according to the current situation of the environment:

- Inflation

- Economic trends in the region (bank interest rate, income level of the population, etc.)

- Social events, cultural, climatic, sports or political.

7.- FINANCING SYSTEM

There is a large number of possibilities to get needed capital. According to projected financial statements should be analyzed requirements. Among the various financing options:

- Venture capital and private equity

- Financial institutions (debt capital)

- Yourself (owner financing)

- Friends and family

- Credit from suppliers

- Others